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Your gateway to Europe

Golden Visa Portugal


Residency by investment

Download our Exclusive Golden Visa Brochure

Learn more about:

Detailed investment options
Advantages and requirements
The steps and how the process works
Information about the EU and Portugal
Costs and timeline

Frequently asked questions

The Golden Visa Process


Real Estate Investment options

Portugal Golden Visa by investment is governing the granting of Residence Permit for Investment (ARI / Golden Visa), enable third-country nationals to obtain a temporary residence permit to conduct business activities with visa waiver to enter national territory.


Portugal residency by investment includes:

a. 280k – This level of investment is available only for properties in low population density areas;

b. 350k – At this level of investment, the applicant can purchase Real Estate located in urban areas, but only properties constructed more than 30 years ago and in need of refurbishment. The sum for property and reconstruction must reach the 350k minimum investment.

c. 500k (and more) – All types of Real Estate investments available;


The Portugal golden visa program requirements may vary according to your level of investment.


However, the investor is required to obey the following:

- Keep his/her real estate investment for a period of 5 years;

- The funds must come from outside into Portugal;

- A valid document for legal entry and stay in Portugal;

- No references in Portuguese Immigration and Schengen Services;

- No criminal record;

- 7 days minimum stay in Portugal during the first year;

- 14 days stay in Portugal for each of the next periods of 2 years.

Who is eligible?

All third-country citizens who conduct an investment activity, as an individual business person or through a company set up in Portugal or in another EU Member State and who, in addition, are stably settled in Portugal, provided these citizens fulfil the quantitative requirements and the time requirements set out by the relevant legislation, may apply for a Residence Permit for Investment.

The investment can be made as an individual or through a legal entity meeting certain requirements.

You will also need to meet the (minimal) physical presence requirements.
Anyone except Portuguese and EU/EFTA citizens - can apply for the Golden Visa Program after completing a suitable investment into Portugal before asking for Portugal permanent residence.

You can bring your family members, including your spouse, as well as your kids (as long as they are younger than 18 at the time of application, or enrolled in studies and being supported by you). In certain circumstances, you can even bring your parents and/or in-laws, as long as you can demonstrate that you are supporting them.


The amount of documentation needed to acquire Portugal's permanent residency by investment varies according to the level of investment. For a 500k investment you will need the following documents:

a. Final Deeds of Purchase, or Promissory Contract;
b. Declaration issued by a financial institution accredited or registered in national territory by the Bank of Portugal confirming an actual international bank transfer for purchasing or for payment as initial deposit of the sale agreement;
c. Certificate of the Land Registry Office issued within the prior 45 days, comprising the registrations, endorsements, and entries in force and proving the ownership of the real estate, free of any encumbrances, or certificate of registry comprising the provisional record of purchase, when legally feasible, with initial deposit.
d. Official Tax Description of the Real Estate, when Legally feasible;
e. Excerpt of the Commercial Register issued within the prior 45 days in case the investment is made by means of a single-member limited company of which the applicant is the proprietor.

All documentation (unless otherwise noted) needs to be issued within 90 days before your online application.
Anything issued by a foreign entity has to be legalized (e.g., with an apostille if your country of origin has signed the Hague convention). Moreover, anything that’s not in Portuguese needs to be translated and certified.


Besides the level of investment in Real Estate, the applicant will have other associated costs such as the down payment for the property, which is made in cash, as well as the legal documentation necessary to submit, which may also have associated costs.

Buying real estate in Portugal attracts certain taxes, stamp duty, and fees.


We recommend investors' budget for around 9%-10% in total, the main element being Property Transfer Tax (IMT).

Government fees per family member for application of the golden visa are €5,147.80.


Renewal fees every two years apply at 50% of those rates.


In addition, there is a processing fee on application and renewal of € 514.80 for the main applicant plus € 80.20 per family member.


In addition, applicants need to plan for lawyers’ fees, typically €5,000 – €10,000 per family but at MFG Consultants these application phase service fees are FREE of charge.

Costs simulations

The buying costs here presented are for properties with a purchase price of €280,000, €350,000 and €500,000. The buying costs are always based on the purchase price.

Government Fees include Citizenship application fees.

Buying Costs include acquisition taxes (IMT & Stamp Duty) and notary and registration fees

Service Fees include Tax Representation for 5 years through MFG Consultants and Citizenship application

Overall average value - note that these figures may vary depending on your case.


Please contact us for more information


"Simulation 1

Total Costs: 
€280K to €350K
2 people (married couple)
No children"

Property Buying Costs:€15,675.88

MFG Consultants GV Application service fees: FREE

Government Fees:€23,836.80
Total value via another standard agent: €58,612.68

Total value via MFG Consultants: €48,511.00

YOU´LL SAVE UP TO: €10,100.00

"Simulation 2

Total Costs:
€350K to €500K
3 people (married couple)
1 children"

Property Buying Costs:€21,764.75

MFG Consultants GV Application service fees: FREE

Government Fees:€34,993.30

Total value via another standard agent: €75,858.05

Total value via MFG Consultants: €65,758.05

YOU´LL SAVE UP TO: €10,100.00

"Simulation 3

Total Costs:
3 people (married couple)
1 children"

Property Buying Costs:€34,964.75

MFG Consultants GV Application service fees: FREE

Government Fees:€34,993.30

Total value via another standard agent: €89,058.05

Total value via MFG Consultants: €78,958.05

YOU´LL SAVE UP TO: €10,100.00

Applying to Golden Visa with my family

I want to bring my family, currently living abroad, to Portugal to live with me. Is that possible?

Yes, it is. The Portuguese legislation recognizes the right to family reunification with family members living outside Portugal. There’s no limitation of family members, however, your kids must be younger than 18 or dependent upon you throughout the 5 years of the visa application.


Juan David


Carlos, the investment advisor was very helpful with the GV process and choosing the best property option for me and my family. We feel we can trust MFG Consultants and this is the main problem when you want to invest in a foreign country. All staff was professional and very helpful.

Catherine P.


The MFG Consultants team comes across as a very knowlegeable and very understanding with clients needs. Their professionalism is well demonstrated in the way they tailored the available investment options for us based on our requirements. They were also able to present better investment options in comparison with other agents.

Jimmy C.

Hong Kong

Overwhelming team. João has exceeded our expectations on all levels. Trust was established immediately. Enhanced by super professionalism. The networks to banks, accountants and all needed stakeholders is impressive. At the same time we were able to save some money by choosing MFG Consultants in comparison with other agents.


Click here to learn more about some of MFG Consultants available investments. Please contact us for more information or any specific investment that you would like to make. We are experts in tailor-made investments according with our clients needs

Don´t forget to download our intuitive exclusive brochure to obtain all information about timeline, costs, requirements, advantages and much more

About MFG Consultants

MFG Consultants specializes in investments through Real Estate and Golden Visa. We help buyers find the right property overseas, whether it be for Golden Visa, NHR, Investment or simply a place in the sun. Our partners properties and proposed investments are selected with great thought in mind to give our clients the best opportunities. We offer the complete service from introducing them to the Legal Representatives, Currency Exchange, Mortgage Advisers, Property Management, Rental and Furniture Packages along with making sure all our staff are trained to fully understand the buying process and taxes for every scenario. MFG Consultants provides the complete service to anyone looking to buy a new or resale property overseas for holiday use or as a short or long-term investment.


To find out more, please contact us:
Phone: +351 912 966 824 / +351 916 008 844 (WhatsApp available)


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