Your gateway to Europe
Golden Visa Portugal
Residency by investment
We help investors and typical buyers find the right property overseas whether it be for Golden Visa, NHR, Investment or simply a place in the sun, our properties are selected with great thought in mind to give our clients only the best opportunities from the best developers and agents (after our own legal due-diligence).
We offer a REAL integrated service with full Legal back-up, Accountant Service, Bank Introduction and follow up, Property Management, Rental... along with making sure all our team of Specialists are trained to fully understand the buying process and taxes for every scenario, we provide the complete service to anyone looking to buy a new or used property in Portugal for holiday use or as a short or long-term investment.
We have assembled the best real estate partners that offer you independent advice across a range of property options (Lisbon, Porto or Algarve? We have national coverage).
Unlike many companies online we have physical offices and we work directly with several developers and the top agents on the field offering their knowledge and experience to enable our clients to see the latest properties and best investments available in the Portuguese market.
Our professionalism, experience and honesty mark us out from the crowd, we have more than 10 years of experience in the Portuguese market and not just at the top level.
All our Specialists are assembled from the best available in the market and are here to guide you and make sure you don’t make any mistakes, whether it’s your first purchase overseas or you are a seasoned investor.
Come and meet MFG Consultants personally at our office in Cascais or send us an email (email@example.com) and let us know how can we help you.
MFG Consultants is a fully licensed and reliable business which includes delivering all the necessary advisory and investment consulting to your needs.
What is the Golden Visa?
The Portuguese Golden Visa program was launched by the Government to grant resident status to all real estate investors and respective families wishing to invest in Portugal. This is done through real estate investments and available to any citizen outside of the EU.
Once the Golden Visa residency permit is granted, you will have the right to:
Reside in Portugal during the whole duration of your visa;
Work, Live and study within Portugal
Travel freely, without visa, through the 26 Schengen countries of the European Union;
You may also obtain Portuguese citizenship after a period of 5 (five) years, with the same right of anyone in Portugal and the European Union;
Right to family reunion in Portugal and the European Union.
Holders of a Portuguese Golden Visa card are given a temporary residence permit in Portugal for one year, which is renewable for two-year periods. After five years holders of the Golden Visa can apply for a permanent residency or Portuguese citizenship, if all other legal requirements are met.
Portugal and the Golden Visa
MFG Consultants provides you everything you need to apply for the Golden Visa Portugal program. The program offers fast track to non-European investors who invest a minimum amount on Portuguese real estate, as defined by law in order to receive a residency permit in the country, alongside other attractive tax advantages. At MFG Consultants, we will help you with the investment that best suits your needs.
The Golden Visa in Portugal has been around since 2002 and was created as a way of enabling non-EU citizens the right to gain a residency permit in exchange for a 5-year real estate investment. Not only has the Golden Visa program helped people live and work in the area, but it has also done wonders for the local economy. It's said that nearly five billion euros have been invested in Portugal since the launch of the scheme.
Portuguese Golden Visa is one of the most popular citizenship by investment programs both in Europe and the world, because of relatively affordable property prices (one of the lowest of all EU capitals), Portugal is considered one of the safest countries to live in the world with affordable quality of life and good health care.
With great a transportation system the city of Lisbon is one of the most Eco friendly cities in the world, boasting one of the best climates in continental Europe along with the most blue flag beaches making it a very attractive option for holidaymakers & investors. There has been a “dramatic spike ” in recent inquiries for the Portuguese Golden Visa program and “Portugal has proven to be an extremely attractive option, its relatively low cost of living with beautiful landscapes, rich history and culture along with a very high standard of safety and security have all been strong reasons why it has become so popular.
Those who gain access to Portugal's citizenship by investment only need to spend 7 days per year in Portugal to maintain the residency, still keeping all the benefits that come with being an EU resident, including visa-free unlimited travel and the option to live and work in Portugal.
How to apply to the Portuguese Golden Visa?
While the process isn’t very complicated, it does involve gathering a lot of documentation - both in Portugal and in your country of origin. You may collect all the needed documents and apply for Portugal's golden visa on your own, but it would be beneficial and much faster to use local professionals. MFG Consultants skilled Specialists know the local property market and all the required Portuguese immigration laws, not only would we save you time and money our consultants can advise you on the best investments available in the market, we are here to help you with preparing documentation, providing in-house legal services and to follow your needs during the whole period of your temporary residence obtained with us.
Portuguese Golden Visa Program for Family Members
The Portugal golden visa program allows family reunion, permitting the following family members to join the golden visa holder in Portugal:
Full-age dependent children who are still engaged in study
Dependent parents of either the golden visa holder or spouse
Minor dependent brothers or sisters who are under guardianship of the golden visa holder.
Family members receive the same rights, and will also be eligible for permanent residency or Portuguese citizenship after five years in the Golden Visa Program.
What are the requirements and who is eligible?
The Portuguese Golden Visa program requirements may vary according to your level of investment, However the investor is required to obey the following:
Keep his/her real estate investment for a period of 5 years;
The funds must come from outside into Portugal;
A valid document for legal entry and stay in Portugal;
No references in Portuguese Immigration and Schengen Services;
No criminal record;
7 days minimum stay in Portugal during the first year;
14 days stay in Portugal for each of the next periods of 2 years.
It´s eligible to this residency program all third-country citizens who conduct an investment activity, as an individual business person or through a company set up in Portugal or in another EU Member State and who, in addition, are stably settled in Portugal, provided these citizens fulfil the quantitative requirements and the time requirements set out by the relevant legislation, may apply for a Residence Permit for Investment.
The investment can be made as an individual or through a legal entity meeting certain requirements. You will also need to meet the (minimal) physical presence requirements.
Anyone except Portuguese and EU/EFTA citizens - can apply for the Golden Visa Program after completing a suitable investment into Portugal before asking for Portugal permanent residence.
You can bring your family members, including your spouse, as well as your kids (as long as they are younger than 18 at the time of application, or enrolled in studies and being supported by you). In certain circumstances, you can even bring your parents and/or in-laws, as long as you can demonstrate that you are supporting them.
Real Estate investment options
Portugal Golden Visa by investment is governing the granting of Residence Permit for Investment (ARI / Golden Visa), enable third-country nationals to obtain a temporary residence permit to conduct business activities with visa waiver to enter national territory. Portugal residency by investment includes:
€280.000 – This level of investment is available only for properties in low population density areas;
€350.000 – At this level of investment, the applicant can purchase Real Estate located in urban areas, but only properties constructed more than 30 years ago and in need of refurbishment. The sum for property and reconstruction must reach the 350k minimum investment.
€500.000 (and more) – All types of Real Estate investments available;
The properties that we select and show to the investors are done with great thought in mind to give our clients only the best opportunities from the best developers and agents (after our own legal due-diligence).
You can find a selection of Golden Visa eligible investments with granted yearly income at our website:
Contact us and our team will present you some personalized investment options according with your expectations and profile.
Costs and timeline
Besides the level of investment in Real Estate, the applicant will have other associated costs such as the down payment for the property, which is made in cash, as well as the legal documentation necessary to submit, which may also have associated costs.
Buying real estate in Portugal attracts certain taxes, stamp duty, and fees. We recommend investors' budget for around 9%-10% in total, the main element being Property Transfer Tax (IMT).
Government fees per family member for application of the golden visa are €5,147.80. Renewal fees every two years apply at 50% of those rates. In addition, there is a processing fee on application and renewal of € 514.80 for the main applicant plus €80.20 per family member.
We offer, as a courtesy, the legal fees free of charge to all our clients that choose an investment or property purchase via MFG Consultants (please inquire for conditions).
The Portuguese Golden Visa timeline
1-4 Months - Invest and apply via the Portugal Golden Visa Program
Year 1 - Portugal Golden Visa Program permit issued for 1 year
Year 2 & 3 - Portuguese Golden Visa renewed for 2 years
Year 5 - Portugal Permanent Residency and Citizenship (Passport) for yourself and your dependent family members
Due to the covid-19 we know that there are a lot of flight limitations. No travel? No problem! We can handle everything remotely.
Some suggested investments
Our properties are selected with great thought in mind to give our clients only the best opportunities from the best developers and agents (after our own legal due-diligence).
MFG Consultants owns the largest network of developers and top real estate agents in Portugal so we have access to all properties available in the Portuguese market.
If you would like a suggestion or did you seen online something that you like please contact us first and we provide you with more detailed and trustworthy information about it.
If you are looking for some great €280.000/€350.000 investment options with buyback and yearly granted income you might want to check our selection at our dedicated site:
Otherwise please contact us and let us know what are you looking for.
Watch the interview in November 2020 for a Brazilian TV channel where the founders of MFG Consultants João Cunha and Melissa Gonçalves are interviewed about investments and other important subjects within the scope of their business.
Contact MFG Consultants via firstname.lastname@example.org or 00351916008844 (WhatsApp available)
They are not joking when it comes to Real Estate buying. Great value for money. Don´t go anywhere else guys because Carlos and João know what they are doing. My friends are already satisfied clients too.
Rick S. (United States)
Very professional attitude of the team. For them we are not just another client. We are treated like family. Our relation with MFG Consultants did not ended after we received the Golden Visa.
Charles V. (South Africa)
Such a fantastic team that MFG Consultants has. Since day 1 at their offices, the visits always with the team, we never felt alone. Great service. Highly recommended.
Angelina D. (Mexico)