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About MFG Consultants

We help buyers find the right property overseas whether it be for Golden Visa, NHR, Investment or simply a place in the sun, our properties are selected with great thought in mind to give our clients the best opportunities, we offer the complete service from in-house dedicated Legal Department, Accountant Service, Bank Introduction and follow up, Property Management, Rental... along with making sure all our team of Specialists are trained to fully understand the buying process and taxes for every scenario, we provide the complete service to anyone looking to buy a new or resale property in Portugal for holiday use or as a short or long-term investment.

We have assembled the best real estate partners that offer you independent advice across a range of property options (Lisbon, Porto or Algarve? We have national coverage).

Unlike many companies online we have physical offices and  we work with several partners on the field offering their knowledge and experience to enable our clients to see the latest properties and best investments available in the Portuguese market. 

Our professionalism, experience and honesty mark us out from the crowd, we have more than 10 years of experience in the Portuguese market and not just at the top level. All our Specialists are assembled from the best available in the market and are here to guide you and make sure you don’t make any mistakes, whether it’s your first purchase overseas or you are a seasoned investor.

Come and meet MFG Consultants personally at our office in Cascais or send us an email ( and let us know how can we help you. 

MFG Consultants is a fully licensed business which includes delivering all the necessary advisory and investment consulting to your needs.

Your gateway to Europe

Golden Visa Portugal

Residency by investment

Download our Exclusive Golden Visa Brochure

Learn more about:

Detailed investment options
Advantages and requirements
The steps and how the process works
Information about the EU and Portugal
Costs and timeline

Frequently asked questions


What is the Golden Visa?

MFG Consultants provides you everything you need  to apply for the Golden Visa Portugal program. The program offers fast track to non-European investors who invest a minimum amount on Portuguese real estate, as defined by law in order to receive a residency permit in the country, alongside other attractive tax advantages. At MFG Consultants, we will help you with the investment that best suits your needs.

The Golden Visa in Portugal has been around since 2002 and was created as a way of enabling non-EU citizens the right to gain a residency permit in exchange for a 5-year real estate investment. Not only has the Golden Visa program helped people live and work in the area, but it has also done wonders for the local economy. It's said that nearly five billion euros have been invested in Portugal since the launch of the scheme.

Portuguese Golden Visa is one of the most popular citizenship by investment programs both in Europe and the world, because of relatively affordable property prices (one of the lowest of all EU capitals), Portugal is considered one of the safest countries to live in the world with affordable quality of life and good health care.

With great a transportation system the city of Lisbon is one of the most Eco friendly cities in the world, boasting one of the best climates in continental Europe along with the most blue flag beaches making it a very attractive option for holidaymakers & investors.

Those who gain access to Portugal's citizenship by investment only need to spend 7 days per year in Portugal to maintain the residency, still keeping all the benefits that come with being an EU resident, including visa-free unlimited travel and the option to live and work in Portugal.

How to obtain the EU Residency?

The Portuguese Golden Visa program was launched by the Government to grant resident status to all real estate investors and respective families wishing to invest in Portugal. This is done through real estate investments and available to any citizen outside of the EU.

Once the golden visa residency permit is granted, you will have the right to:

  • Reside in Portugal during the whole duration of your visa;

  • Work, Live and study within Portugal

  • Travel freely, without visa, through the 26 Schengen countries of the European Union;

  • You may also obtain Portuguese citizenship after a period of 5 (five) years, with the same right of anyone in Portugal and the European Union;

  • Right to family reunion in Portugal and the European Union.

Holders of a Portuguese Golden Visa card are given a temporary residence permit in Portugal for one year, which is renewable for two-year periods. After five years holders of the Golden Visa can apply for a permanent residency or Portuguese citizenship, if all other legal requirements are met.

There has been a “dramatic spike ” in recent inquiries for the Portuguese Golden Visa program and “Portugal has proven to be an extremely attractive option, its relatively low cost of living with beautiful  landscapes, rich history and culture along with a very high standard of safety and security have all been strong reasons why it has become so popular. Also, Lisbon was ranked by accounting firm PWC as the best city for real estate investment and development prospects in Europe during 2019. Property prices in the metropolitan area of the capital were up by about 8 percent in 2018, and rental yields ranged from 5.5 to 6 percent.

How to apply for the Portuguese Golden Visa?

While the process isn’t very complicated, it does involve gathering a lot of documentation - both in Portugal and in your country of origin. You may collect all the needed documents and apply for Portugal's golden visa on your own, but it would be beneficial and much faster to use local professionals. MFG Consultants skilled Specialists know the local property market and laws, not only would we save you time and money our consultants can advise you on the best investments available in the market, we are here to help you with preparing documentation, providing in-house legal services and to follow your needs during the whole period of your temporary residence obtained with us.

Portuguese Golden Visa Program for Family Members

The Portugal golden visa program allows family reunion, permitting the following family members to join the golden visa holder in Portugal:

  • Spouse

  • Dependent children

  • Adopted children

  • Full-age dependent children who are still engaged in study

  • Dependent parents of either the golden visa holder or spouse

  • Minor dependent brothers or sisters who are under guardianship of the golden visa holder.

  • Family members receive the same rights, and will also be eligible for permanent residency or Portuguese citizenship after five years in the Golden Visa Program.

Advantages of the Portuguese Golden Visa


  • Get a Portuguese passport

  • Live, Work and Study in Portugal

  • Travel freely in the Schengen Area

  • Low physical presence required

  • Most popular scheme in Europe

Real Estate Investment options

Portugal Golden Visa by investment is governing the granting of Residence Permit for Investment (ARI / Golden Visa), enable third-country nationals to obtain a temporary residence permit to conduct business activities with visa waiver to enter national territory. Portugal residency by investment includes:

  • 280k – This level of investment is available only for properties in low population density areas;

  • 350k – At this level of investment, the applicant can purchase Real Estate located in urban areas, but only properties constructed more than 30 years ago and in need of refurbishment. The sum for property and reconstruction must reach the 350k minimum investment.

  • 500k (and more) – All types of Real Estate investments available;




The Portuguese Golden Visa program requirements may vary according to your level of investment, However the investor is required to obey the following:

  • Keep his/her real estate investment for a period of 5 years;

  • The funds must come from outside into Portugal;

  • A valid document for legal entry and stay in Portugal;

  • No references in Portuguese Immigration and Schengen Services;

  • No criminal record;

  • 7 days minimum stay in Portugal during the first year;

  • 14 days stay in Portugal for each of the next periods of 2 years.

Who is eligible?

All third-country citizens who conduct an investment activity, as an individual business person or through a company set up in Portugal or in another EU Member State and who, in addition, are stably settled in Portugal, provided these citizens fulfil the quantitative requirements and the time requirements set out by the relevant legislation, may apply for a Residence Permit for Investment.

The investment can be made as an individual or through a legal entity meeting certain requirements. You will also need to meet the (minimal) physical presence requirements.
Anyone except Portuguese and EU/EFTA citizens - can apply for the Golden Visa Program after completing a suitable investment into Portugal before asking for Portugal permanent residence.

You can bring your family members, including your spouse, as well as your kids (as long as they are younger than 18 at the time of application, or enrolled in studies and being supported by you). In certain circumstances, you can even bring your parents and/or in-laws, as long as you can demonstrate that you are supporting them.


Besides the level of investment in Real Estate, the applicant will have other associated costs such as the down payment for the property, which is made in cash, as well as the legal documentation necessary to submit, which may also have associated costs.

Buying real estate in Portugal attracts certain taxes, stamp duty, and fees. We recommend investors' budget for around 9%-10% in total, the main element being Property Transfer Tax (IMT).
Government fees per family member for application of the golden visa are €5,147.80. Renewal fees every two years apply at 50% of those rates. In addition, there is a processing fee on application and renewal of € 514.80 for the main applicant plus €80.20 per family member. Legal fees are free of charge to all our clients that choose an investment or property purchase via MFG Consultants.

The Portuguese Golden Visa timeline​

  • 1-4 Months - Invest and apply via the Portugal Golden Visa Program

  • Year 1 - Portugal Golden Visa Program permit issued for 1 year

  • Year 2 & 3 - Portuguese Golden Visa renewed for 2 years

  • Year 5 - Portugal Permanent Residency and Citizenship (Passport) for yourself and your dependent family members

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​Needed documentation

The amount of documentation needed to acquire Portugal's permanent residency by investment varies according to the level of investment. For a 500k investment you will need the following documents:

  • Final Deeds of Purchase, or Promissory Contract;

  • Declaration issued by a financial institution accredited or registered in national territory by the Bank of Portugal confirming an actual international bank transfer for purchasing or for payment as initial deposit of the sale agreement;

  • Certificate of the Land Registry Office issued within the prior 45 days, comprising the registrations, endorsements, and entries in force and proving the ownership of the real estate, free of any encumbrances, or certificate of registry comprising the provisional record of purchase, when legally feasible, with initial deposit.

  • Official Tax Description of the Real Estate, when Legally feasible;

  • Excerpt of the Commercial Register issued within the prior 45 days in case the investment is made by means of a single-member limited company of which the applicant is the proprietor.

All documentation (unless otherwise noted) needs to be issued within 90 days before your online application.
Anything issued by a foreign entity has to be legalized (e.g., with an apostille if your country of origin has signed the Hague convention). Moreover, anything that’s not in Portuguese needs to be translated and certified.

Available services at MFG Consultants

  • Property Selection and Acquisition Process

  • Due-Diligence

  • Dedicated Legal Department

  • Exclusive GV eligible Investments 

  • Banks & Insurance

  • Property Management (rent and after-sales)

  • Tax Representation

  • Accountant Service

  • Family and certification

No travel? No problem!

We handle everything remotely.


Frequently Asked Questions about Portugal Golden Visa

Who may apply for the Portuguese Golden Visa Program?

Anyone can apply for the Golden Visa Portugal, except Portuguese and EU/EFTA citizens.


Click here to learn more about the Golden Visa process, documents, costs and family reunification

Don´t forget to download our intuitive exclusive brochure to obtain all information about timeline, costs, requirements, advantages and much more


Rick S.


They are not joking when it comes to Real Estate buying. Great value for money. Don´t go anywhere else guys because Carlos and João know what they are doing. My friends are already satisfied clients too.

Charles V.

South Africa

Very professional attitude of the team. For them we are not just another client. We are treated like family. Our relation with MFG Consultants did not ended after we received the Golden Visa.

Ludmila V.


Such a fantastic team that MFG Consultants has. Since day 1 at their offices, the visits always with the team, we never felt alone. Great service. Highly recommended.


Have the freedom to live in one of the oldest, best and most beautiful countries in the world



Click here to learn more about the Golden Visa process, documents, costs and family reunification

Don´t forget to download our intuitive exclusive brochure to obtain all information about timeline, costs, requirements, advantages and much more





Avenida 25 de Abril,

Nr.805, 2-D,

2750-514 Cascais (Portugal)


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MFG Consultants® is a registered trademark Nr 611670 | NIF: 515 096 059